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Business and Economics Journal

ISSN: 2151-6219

Open Access

N.S Malik

Department of Business, Oromia State University, Batu, Oromia, Ethiopia

Publications
  • Research   
    Effect of Socio-economic Factors on Loan Repayment Performance and Sustainability of Youth Revolving Fund in Oromia Regional State, Ethiopia
    Author(s): Abebe Negesse Bantu* and N.S Malik

    Ethiopian Youth Revolving Fund (YRF) loan was established with objective to provide financial and technical assistance to unemployed youths in alleviating their economic and social difficulties using the sustainably. However, the government and Oromia Credit and Saving Share Company (OCSSCo) reports showed that loan repayment was not performed as expected for the reason not yet been studied. Thus, the purpose of this study was to examine the effect of socio-economic factors on loan repayment performance and sustainability of YRF. The data was collected from 328 respondents from five clusters of Oromia Administrative zones. The descriptive and inferential statistics (chi-square test of association) were used to check the association of independent variables and their effect on dependent. The findings show the existence of peer pressure to use the fund for search.. Read More»
    DOI: 10.37421/2151-6219.2022.13.386

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