International Journal of Economics & Management Sciences

ISSN: 2162-6359

Open Access

G Lavanya

Department of Management and Commerce, Ramaiah University of Applied Sciences, Karnataka, India

  • Mini Review   
    Impact of Lending Procedure on Credit Risk Analysis in Selected Private Sector Banks
    Author(s): G Lavanya*

    This paper explains how to minimize firm loan credit risk and aims to outline various techniques for doing so effectively. It involves credit risk management theories. In this study a sample of 265 persons who were availed loans and customers of banks was chosen to collect opinions through a structured questionnaire in Bangalore. The factors under study were default loan, credit risk, insurance charges, interest rates, credit score and documentation. The results were finding by using descriptive and correlation analysis. Results showed that a connection exists between towards credit score, insurance charges, default loan and interest rates while availing a business loan. Email conversations with consumers of the target bank are used to perform qualitative research. Based on primary data of interviews; this study recommended that these private sector banks' management.. Read More»

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Citations: 6244

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